Alan secured more contracts after utilising our trade financing

Nationwide aluminium trade supplier for installers, builders and architects.

Image of a workman holding a yellow hardhat

what you need to get started

What you need to get started

We can accept applications from all businesses (no matter the age or industry), in fact all we ask is:

  • You’re based in the UK

  • You’re a limited company or an LLP partnership

  • All You need to have to hand:

  • Basic details for the business

  • Bank statements from the last year (or you can link your account via Open Banking)

The document requirements may change according to the loan size and type of company


Trade Finance

Up to 15k Instant Credit Available

  • Boost cash flow with flexible repayment terms

  • No interest on early repayments - save when you settle

  • Quick, hassle-free application process

  • Access to funds in just a few clicks

How does an iwoca business loan work?


Apply online in 5 minutes

We've designed our business loans with small businesses in mind, so we'll just need the basics about your business to make a decision.


Get approved in 24 hours

If you’re approved for a business loan, you can transfer as much as you need over to your bank. The money should hit your account within hours.


Borrow from 1 day to 2 years

Your repayment schedule will depend on your circumstances, but if you’re ready to repay your business loan earlier, we never charge a fee for that.

Frequently asked questions

Here are some questions our customers ask. Check our FAQ for anything we haven't covered.

We only run soft credit checks which means applying won’t affect your credit score. But if you decide to draw down funds from us, the business loan will show up on your credit report.

Yep, some of our customers repay early to save on interest. If you want to make extra repayments or pay off your business loan early we won't charge you any fees. (And don't worry - you’ll never find any sneaky small print surprises with us.)

Even though we offer business loans, we’re not a bank. We’re an independent company custom-built for small businesses – and our goal is to provide straightforward access to finance where and when your business needs it.

It takes 5 minutes to apply and in almost all cases you'll get a decision in 24 hours.

Generally, they put the money to short term investments, like extra stock. Or they use it to help with cash flow, like if they're waiting on an invoice.

With a Flexi-Loan, once you've paid back a third of your original credit limit, applying for a top up is easy. We'll just need updated information about your business.

Why We're Unbeatable

  • 24/7 Online Ordering

    Exclusive online ordering portal

  • A One Stop Shop

    We offer a wide range of over 50 products

  • Dedicated Account Manager

    Get answers fast from your dedicated account manager

  • Competitive Prices

    Our prices are the most competitive online

  • Fast Delivery Times

    Aluminium stock colours in 10 working days

  • Dedicated Support Team

    A dedicated support team ensures rapid issue resolution